Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1750-$2574
Estimated Annual Premium
Monthly Average Breakdown
$172 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$1200
- San%20diego Multiplier1x
- State Tax Rate7.3%
Local Compliance FAQ
Is General Liability required in San%20diego?
While California law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in San%20diego.
Why is the rate different here?
Your premium reflects California's specific base rate of $1200 and a local city multiplier of 1x.
Compare Food Truck Insurance in Other California Cities
Food Truck in Los AngelesFood Truck in San DiegoFood Truck in San JoseFood Truck in San FranciscoFood Truck in FresnoFood Truck in Sacramento
Other Contractor Insurance in San%20diego
Plumber in San%20diegoElectrician in San%20diegoRoofer in San%20diegoHVAC Technician in San%20diegoHandyman in San%20diegoPainter in San%20diegoCarpenter in San%20diegoWelder in San%20diegoConcrete Contractor in San%20diegoGeneral Contractor in San%20diegoMasonry & Bricklaying in San%20diegoExcavation Contractor in San%20diegoLandscaper in San%20diegoTree Service in San%20diegoJanitor & Cleaning in San%20diegoPest Control in San%20diegoRestaurant in San%20diegoCatering Service in San%20diegoHair Salon & Barber in San%20diegoMassage Therapist in San%20diegoPersonal Trainer in San%20diegoAuto Mechanic in San%20diegoTowing Service in San%20diegoIT Consultant in San%20diegoReal Estate Agent in San%20diegoAccountant & CPA in San%20diegoLaw Firm in San%20diegoPhotographer in San%20diegoRetail Store in San%20diegoE-commerce Business in San%20diego