How much does Accountant & CPA insurance cost in San%20francisco, California?

The estimated annual cost for a Accountant & CPA in San%20francisco with one employee is between $656 and $965. The state base rate is $1200.

What insurance is required for a Accountant & CPA in California?

In California, businesses are subject to a 7.3% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in San francisco, California (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$656-$965

Estimated Annual Premium

Monthly Average Breakdown

$64 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$1200
San%20francisco Multiplier1x
State Tax Rate7.3%

Local Compliance FAQ

Is General Liability required in San%20francisco?

While California law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in San%20francisco.

Why is the rate different here?

Your premium reflects California's specific base rate of $1200 and a local city multiplier of 1x.

Compare Accountant & CPA Insurance in Other California Cities

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