How much does Tree Service insurance cost in Colorado%20springs, Colorado?

The estimated annual cost for a Tree Service in Colorado%20springs with one employee is between $1994 and $2933. The state base rate is $950.

What insurance is required for a Tree Service in Colorado?

In Colorado, businesses are subject to a 2.9% insurance tax. Tree Services typically need General Liability due to a risk factor of 2.4.

Tree Service Insurance Cost in Colorado springs, Colorado (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1994-$2933

Estimated Annual Premium

Monthly Average Breakdown

$196 / mo

Includes General Liability

Industry Risk Profile

Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.

Risk Factor2.4x

Location Factors

State Base Rate$950
Colorado%20springs Multiplier1x
State Tax Rate2.9%

Local Compliance FAQ

Is General Liability required in Colorado%20springs?

While Colorado law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Colorado%20springs.

Why is the rate different here?

Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.

Compare Tree Service Insurance in Other Colorado Cities

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Other Contractor Insurance in Colorado%20springs