Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1244-$1829
Estimated Annual Premium
Monthly Average Breakdown
$122 / mo
Includes General Liability
Industry Risk Profile
Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.
Risk Factor1.2x
Location Factors
- State Base Rate$1150
- St.%20petersburg Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in St.%20petersburg?
While Florida law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in St.%20petersburg.
Why is the rate different here?
Your premium reflects Florida's specific base rate of $1150 and a local city multiplier of 1x.
Compare Catering Service Insurance in Other Florida Cities
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