Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2487-$3658
Estimated Annual Premium
Monthly Average Breakdown
$244 / mo
Includes General Liability
Industry Risk Profile
Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.
Risk Factor2.4x
Location Factors
- State Base Rate$1150
- Tampa Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Tampa?
While Florida law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Tampa.
Why is the rate different here?
Your premium reflects Florida's specific base rate of $1150 and a local city multiplier of 1x.
Compare Tree Service Insurance in Other Florida Cities
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