How much does Landscaper insurance cost in Owensboro, Kentucky?

The estimated annual cost for a Landscaper in Owensboro with one employee is between $941 and $1384. The state base rate is $870.

What insurance is required for a Landscaper in Kentucky?

In Kentucky, businesses are subject to a 6.0% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$941-$1384

Estimated Annual Premium

Monthly Average Breakdown

$92 / mo

Includes General Liability

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

While Kentucky law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Owensboro.

Your premium reflects Kentucky's specific base rate of $870 and a local city multiplier of 1x.