How much does Hair Salon & Barber insurance cost in Lafayette, Louisiana?

The estimated annual cost for a Hair Salon & Barber in Lafayette with one employee is between $783 and $1151. The state base rate is $980.

What insurance is required for a Hair Salon & Barber in Louisiana?

In Louisiana, businesses are subject to a 4.4% insurance tax. Hair Salon & Barbers typically need General Liability due to a risk factor of 0.9.

Hair Salon & Barber Insurance Cost in Lafayette, Louisiana (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$783-$1151

Estimated Annual Premium

Monthly Average Breakdown

$77 / mo

Includes General Liability

Industry Risk Profile

Salons generally have low risk, needing coverage for slip-and-falls or minor injuries resulting from chemical treatments or cuts.

Risk Factor0.9x

Location Factors

State Base Rate$980
Lafayette Multiplier1x
State Tax Rate4.4%

Local Compliance FAQ

Is General Liability required in Lafayette?

While Louisiana law may not mandate it for all businesses, Hair Salon & Barbers often need proof of insurance to bid on local commercial projects in Lafayette.

Why is the rate different here?

Your premium reflects Louisiana's specific base rate of $980 and a local city multiplier of 1x.

Compare Hair Salon & Barber Insurance in Other Louisiana Cities

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How much does Hair Salon & Barber Insurance cost in Lafayette?