Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$596-$876
Estimated Annual Premium
Monthly Average Breakdown
$58 / mo
Includes General Liability
Industry Risk Profile
IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.
Risk Factor0.8x
Location Factors
- State Base Rate$830
- Portland Multiplier1x
- State Tax Rate5.5%
Local Compliance FAQ
Is General Liability required in Portland?
While Maine law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in Portland.
Why is the rate different here?
Your premium reflects Maine's specific base rate of $830 and a local city multiplier of 1x.
Compare IT Consultant Insurance in Other Maine Cities
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