How much does Real Estate Agent insurance cost in Frederick, Maryland?

The estimated annual cost for a Real Estate Agent in Frederick with one employee is between $811 and $1193. The state base rate is $1000.

What insurance is required for a Real Estate Agent in Maryland?

In Maryland, businesses are subject to a 6.0% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Frederick, Maryland (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$811-$1193

Estimated Annual Premium

Monthly Average Breakdown

$80 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$1000
Frederick Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in Frederick?

While Maryland law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Frederick.

Why is the rate different here?

Your premium reflects Maryland's specific base rate of $1000 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Maryland Cities

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How much does Real Estate Agent Insurance cost in Frederick?