How much does Catering Service insurance cost in Biloxi, Mississippi?

The estimated annual cost for a Catering Service in Biloxi with one employee is between $938 and $1380. The state base rate is $860.

What insurance is required for a Catering Service in Mississippi?

In Mississippi, businesses are subject to a 7.0% insurance tax. Catering Services typically need General Liability due to a risk factor of 1.2.

Catering Service Insurance Cost in Biloxi, Mississippi (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$938-$1380

Estimated Annual Premium

Monthly Average Breakdown

$92 / mo

Includes General Liability

Industry Risk Profile

Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.

Risk Factor1.2x

Location Factors

State Base Rate$860
Biloxi Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Biloxi?

While Mississippi law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Biloxi.

Why is the rate different here?

Your premium reflects Mississippi's specific base rate of $860 and a local city multiplier of 1x.

Compare Catering Service Insurance in Other Mississippi Cities

Catering Service in Jackson Catering Service in Gulfport Catering Service in Southaven

How much does Catering Service Insurance cost in Biloxi?