What insurance is required for a Concrete Contractor in Mississippi?

In Mississippi, businesses are subject to a 7.0% insurance tax. Concrete Contractors typically need General Liability due to a risk factor of 1.6.

Concrete Contractor Insurance Cost in Gulfport, Mississippi (2026 Guide)

Q: How much does Concrete Contractor insurance cost in Gulfport, Mississippi?

The estimated annual cost for a Concrete Contractor in Gulfport with one employee is between $1251 and $1840. The state base rate is $860.

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1251-$1840

Estimated Annual Premium

Monthly Average Breakdown

$123 / mo

Includes General Liability

Industry Risk Profile

Concrete work requires heavy machinery and manual labor, presenting moderate to high risks for worker injuries.

Risk Factor1.6x

Location Factors

State Base Rate$860
Gulfport Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Gulfport?

While Mississippi law may not mandate it for all businesses, Concrete Contractors often need proof of insurance to bid on local commercial projects in Gulfport.

Why is the rate different here?

Your premium reflects Mississippi's specific base rate of $860 and a local city multiplier of 1x.

Compare Concrete Contractor Insurance in Other Mississippi Cities

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How much does Concrete Contractor Insurance cost in Gulfport?