How much does Retail Store insurance cost in Missoula, Montana?

The estimated annual cost for a Retail Store in Missoula with one employee is between $697 and $1025. The state base rate is $820.

What insurance is required for a Retail Store in Montana?

In Montana, businesses are subject to a 0.0% insurance tax. Retail Stores typically need General Liability due to a risk factor of 1.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$697-$1025

Estimated Annual Premium

Monthly Average Breakdown

$68 / mo

Includes General Liability

Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.

Risk Factor1x

While Montana law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Missoula.

Your premium reflects Montana's specific base rate of $820 and a local city multiplier of 1x.