How much does Towing Service insurance cost in Concord, New Hampshire?

The estimated annual cost for a Towing Service in Concord with one employee is between $1590 and $2338. The state base rate is $850.

What insurance is required for a Towing Service in New Hampshire?

In New Hampshire, businesses are subject to a 0.0% insurance tax. Towing Services typically need General Liability due to a risk factor of 2.2.

Towing Service Insurance Cost in Concord, New Hampshire (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1590-$2338

Estimated Annual Premium

Monthly Average Breakdown

$156 / mo

Includes General Liability

Industry Risk Profile

Towing companies operate heavy vehicles and take custody of customer cars, requiring expensive commercial auto and on-hook coverage.

Risk Factor2.2x

Location Factors

State Base Rate$850
Concord Multiplier1x
State Tax Rate0.0%

Local Compliance FAQ

Is General Liability required in Concord?

While New Hampshire law may not mandate it for all businesses, Towing Services often need proof of insurance to bid on local commercial projects in Concord.

Why is the rate different here?

Your premium reflects New Hampshire's specific base rate of $850 and a local city multiplier of 1x.

Compare Towing Service Insurance in Other New Hampshire Cities

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How much does Towing Service Insurance cost in Concord?