Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1379-$2028
Estimated Annual Premium
Monthly Average Breakdown
$135 / mo
Includes General Liability
Industry Risk Profile
Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.
Risk Factor1.2x
Location Factors
- State Base Rate$1300
- Rochester Multiplier1x
- State Tax Rate4.0%
Local Compliance FAQ
Is General Liability required in Rochester?
While New York law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Rochester.
Why is the rate different here?
Your premium reflects New York's specific base rate of $1300 and a local city multiplier of 1x.
Compare Landscaper Insurance in Other New York Cities
Other Contractor Insurance in Rochester
Plumber in RochesterElectrician in RochesterRoofer in RochesterHVAC Technician in RochesterHandyman in RochesterPainter in RochesterCarpenter in RochesterWelder in RochesterConcrete Contractor in RochesterGeneral Contractor in RochesterMasonry & Bricklaying in RochesterExcavation Contractor in RochesterTree Service in RochesterJanitor & Cleaning in RochesterPest Control in RochesterRestaurant in RochesterFood Truck in RochesterCatering Service in RochesterHair Salon & Barber in RochesterMassage Therapist in RochesterPersonal Trainer in RochesterAuto Mechanic in RochesterTowing Service in RochesterIT Consultant in RochesterReal Estate Agent in RochesterAccountant & CPA in RochesterLaw Firm in RochesterPhotographer in RochesterRetail Store in RochesterE-commerce Business in Rochester