Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$971-$1428
Estimated Annual Premium
Monthly Average Breakdown
$95 / mo
Includes General Liability
Industry Risk Profile
Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.
Risk Factor1.2x
Location Factors
- State Base Rate$900
- Toledo Multiplier1x
- State Tax Rate5.8%
Local Compliance FAQ
Is General Liability required in Toledo?
While Ohio law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Toledo.
Why is the rate different here?
Your premium reflects Ohio's specific base rate of $900 and a local city multiplier of 1x.
Compare Landscaper Insurance in Other Ohio Cities
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