How much does Restaurant insurance cost in Eugene, Oregon?

The estimated annual cost for a Restaurant in Eugene with one employee is between $1119 and $1645. The state base rate is $940.

What insurance is required for a Restaurant in Oregon?

In Oregon, businesses are subject to a 0.0% insurance tax. Restaurants typically need General Liability due to a risk factor of 1.4.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1119-$1645

Estimated Annual Premium

Monthly Average Breakdown

$110 / mo

Includes General Liability

Restaurants need coverage for customer slip-and-falls, foodborne illnesses, and liquor liability if alcohol is served.

Risk Factor1.4x

While Oregon law may not mandate it for all businesses, Restaurants often need proof of insurance to bid on local commercial projects in Eugene.

Your premium reflects Oregon's specific base rate of $940 and a local city multiplier of 1x.