Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1438-$2115
Estimated Annual Premium
Monthly Average Breakdown
$141 / mo
Includes General Liability
Industry Risk Profile
Electrical work carries a higher risk of fire and severe property damage, typically requiring higher coverage limits and premiums.
Risk Factor1.8x
Location Factors
- State Base Rate$940
- Portland Multiplier1x
- State Tax Rate0.0%
Local Compliance FAQ
Is General Liability required in Portland?
While Oregon law may not mandate it for all businesses, Electricians often need proof of insurance to bid on local commercial projects in Portland.
Why is the rate different here?
Your premium reflects Oregon's specific base rate of $940 and a local city multiplier of 1x.
Compare Electrician Insurance in Other Oregon Cities
Other Contractor Insurance in Portland
Plumber in PortlandRoofer in PortlandHVAC Technician in PortlandHandyman in PortlandPainter in PortlandCarpenter in PortlandWelder in PortlandConcrete Contractor in PortlandGeneral Contractor in PortlandMasonry & Bricklaying in PortlandExcavation Contractor in PortlandLandscaper in PortlandTree Service in PortlandJanitor & Cleaning in PortlandPest Control in PortlandRestaurant in PortlandFood Truck in PortlandCatering Service in PortlandHair Salon & Barber in PortlandMassage Therapist in PortlandPersonal Trainer in PortlandAuto Mechanic in PortlandTowing Service in PortlandIT Consultant in PortlandReal Estate Agent in PortlandAccountant & CPA in PortlandLaw Firm in PortlandPhotographer in PortlandRetail Store in PortlandE-commerce Business in Portland