What insurance is required for a Real Estate Agent in Pennsylvania?

In Pennsylvania, businesses are subject to a 6.0% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Pittsburgh, Pennsylvania (2026 Guide)

Q: How much does Real Estate Agent insurance cost in Pittsburgh, Pennsylvania?

The estimated annual cost for a Real Estate Agent in Pittsburgh with one employee is between $786 and $1156. The state base rate is $970.

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$786-$1156

Estimated Annual Premium

Monthly Average Breakdown

$77 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$970
Pittsburgh Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in Pittsburgh?

While Pennsylvania law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Pittsburgh.

Why is the rate different here?

Your premium reflects Pennsylvania's specific base rate of $970 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Pennsylvania Cities

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How much does Real Estate Agent Insurance cost in Pittsburgh?