How much does Accountant & CPA insurance cost in Cranston, Rhode Island?

The estimated annual cost for a Accountant & CPA in Cranston with one employee is between $557 and $819. The state base rate is $1020.

What insurance is required for a Accountant & CPA in Rhode Island?

In Rhode Island, businesses are subject to a 7.0% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Cranston, Rhode Island (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$557-$819

Estimated Annual Premium

Monthly Average Breakdown

$55 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$1020
Cranston Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Cranston?

While Rhode Island law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Cranston.

Why is the rate different here?

Your premium reflects Rhode Island's specific base rate of $1020 and a local city multiplier of 1x.

Compare Accountant & CPA Insurance in Other Rhode Island Cities

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How much does Accountant & CPA Insurance cost in Cranston?