Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$722-$1061
Estimated Annual Premium
Monthly Average Breakdown
$71 / mo
Includes General Liability
Industry Risk Profile
Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.
Risk Factor0.9x
Location Factors
- State Base Rate$890
- Charleston Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Charleston?
While South Carolina law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Charleston.
Why is the rate different here?
Your premium reflects South Carolina's specific base rate of $890 and a local city multiplier of 1x.
Compare Real Estate Agent Insurance in Other South Carolina Cities
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