Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1123-$1651
Estimated Annual Premium
Monthly Average Breakdown
$110 / mo
Includes General Liability
Industry Risk Profile
Restaurants need coverage for customer slip-and-falls, foodborne illnesses, and liquor liability if alcohol is served.
Risk Factor1.4x
Location Factors
- State Base Rate$890
- North%20charleston Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in North%20charleston?
While South Carolina law may not mandate it for all businesses, Restaurants often need proof of insurance to bid on local commercial projects in North%20charleston.
Why is the rate different here?
Your premium reflects South Carolina's specific base rate of $890 and a local city multiplier of 1x.
Compare Restaurant Insurance in Other South Carolina Cities
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