How much does Tree Service insurance cost in Nashville, Tennessee?

The estimated annual cost for a Tree Service in Nashville with one employee is between $1921 and $2825. The state base rate is $880.

What insurance is required for a Tree Service in Tennessee?

In Tennessee, businesses are subject to a 7.0% insurance tax. Tree Services typically need General Liability due to a risk factor of 2.4.

Tree Service Insurance Cost in Nashville, Tennessee (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1921-$2825

Estimated Annual Premium

Monthly Average Breakdown

$188 / mo

Includes General Liability

Industry Risk Profile

Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.

Risk Factor2.4x

Location Factors

State Base Rate$880
Nashville Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Nashville?

While Tennessee law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Nashville.

Why is the rate different here?

Your premium reflects Tennessee's specific base rate of $880 and a local city multiplier of 1x.

Compare Tree Service Insurance in Other Tennessee Cities

Tree Service in Memphis Tree Service in Knoxville Tree Service in Chattanooga

How much does Tree Service Insurance cost in Nashville?