Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$755-$1110
Estimated Annual Premium
Monthly Average Breakdown
$74 / mo
Includes General Liability
Industry Risk Profile
IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.
Risk Factor0.8x
Location Factors
- State Base Rate$950
- Austin Multiplier1.1x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Austin?
While Texas law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in Austin.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.1x.
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