Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1896-$2789
Estimated Annual Premium
Monthly Average Breakdown
$186 / mo
Includes General Liability
Industry Risk Profile
Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.
Risk Factor1.7x
Location Factors
- State Base Rate$950
- Houston Multiplier1.3x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Houston?
While Texas law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Houston.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.3x.
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