Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$999-$1469
Estimated Annual Premium
Monthly Average Breakdown
$98 / mo
Includes General Liability
Industry Risk Profile
Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.
Risk Factor1.2x
Location Factors
- State Base Rate$930
- Richmond Multiplier1x
- State Tax Rate5.3%
Local Compliance FAQ
Is General Liability required in Richmond?
While Virginia law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Richmond.
Why is the rate different here?
Your premium reflects Virginia's specific base rate of $930 and a local city multiplier of 1x.
Compare Landscaper Insurance in Other Virginia Cities
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