How much does Roofer Insurance cost in Madison?

Get accurate, hyper-local business insurance estimates for Madison, Wisconsin. Based on local risk factors, state taxes, and industry averages.

Estimated Cost (2026)

Adjust based on your team size

Just me (1)Team (20)
$2031-$2986

Estimated Annual Premium

Monthly Average Breakdown

$199 / mo

Includes General Liability

Industry Risk Profile

Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.

Risk Factor2.5x

Location Factors

  • State Base Rate$910
  • Madison Multiplier1x
  • State Tax Rate5.0%

Local Compliance FAQ

Is General Liability required in Madison?

While Wisconsin law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Madison.

Why is the rate different here?

Your premium reflects Wisconsin's specific base rate of $910 and a local city multiplier of 1x.