Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1329-$1955
Estimated Annual Premium
Monthly Average Breakdown
$130 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$950
- Colorado-springs Multiplier1x
- State Tax Rate2.9%
Local Compliance FAQ
Is General Liability required in Colorado-springs?
While Colorado law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Colorado-springs.
Why is the rate different here?
Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.
Compare Food Truck Insurance in Other Colorado Cities
Other Contractor Insurance in Colorado-springs
Plumber in Colorado-springsElectrician in Colorado-springsRoofer in Colorado-springsHVAC Technician in Colorado-springsHandyman in Colorado-springsPainter in Colorado-springsCarpenter in Colorado-springsWelder in Colorado-springsConcrete Contractor in Colorado-springsGeneral Contractor in Colorado-springsMasonry & Bricklaying in Colorado-springsExcavation Contractor in Colorado-springsLandscaper in Colorado-springsTree Service in Colorado-springsJanitor & Cleaning in Colorado-springsPest Control in Colorado-springsRestaurant in Colorado-springsCatering Service in Colorado-springsHair Salon & Barber in Colorado-springsMassage Therapist in Colorado-springsPersonal Trainer in Colorado-springsAuto Mechanic in Colorado-springsTowing Service in Colorado-springsIT Consultant in Colorado-springsReal Estate Agent in Colorado-springsAccountant & CPA in Colorado-springsLaw Firm in Colorado-springsPhotographer in Colorado-springsRetail Store in Colorado-springsE-commerce Business in Colorado-springs