Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1369-$2014
Estimated Annual Premium
Monthly Average Breakdown
$134 / mo
Includes General Liability
Industry Risk Profile
General contractors oversee entire sites, assuming the cumulative risks of subcontractors, structural integrity, and job site safety.
Risk Factor1.9x
Location Factors
- State Base Rate$800
- Idaho-falls Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Idaho-falls?
While Idaho law may not mandate it for all businesses, General Contractors often need proof of insurance to bid on local commercial projects in Idaho-falls.
Why is the rate different here?
Your premium reflects Idaho's specific base rate of $800 and a local city multiplier of 1x.
Compare General Contractor Insurance in Other Idaho Cities
General Contractor in BoiseGeneral Contractor in MeridianGeneral Contractor in NampaGeneral Contractor in Idaho Falls
Other Contractor Insurance in Idaho-falls
Plumber in Idaho-fallsElectrician in Idaho-fallsRoofer in Idaho-fallsHVAC Technician in Idaho-fallsHandyman in Idaho-fallsPainter in Idaho-fallsCarpenter in Idaho-fallsWelder in Idaho-fallsConcrete Contractor in Idaho-fallsMasonry & Bricklaying in Idaho-fallsExcavation Contractor in Idaho-fallsLandscaper in Idaho-fallsTree Service in Idaho-fallsJanitor & Cleaning in Idaho-fallsPest Control in Idaho-fallsRestaurant in Idaho-fallsFood Truck in Idaho-fallsCatering Service in Idaho-fallsHair Salon & Barber in Idaho-fallsMassage Therapist in Idaho-fallsPersonal Trainer in Idaho-fallsAuto Mechanic in Idaho-fallsTowing Service in Idaho-fallsIT Consultant in Idaho-fallsReal Estate Agent in Idaho-fallsAccountant & CPA in Idaho-fallsLaw Firm in Idaho-fallsPhotographer in Idaho-fallsRetail Store in Idaho-fallsE-commerce Business in Idaho-falls