How much does Painter insurance cost in Des-moines, Iowa?

The estimated annual cost for a Painter in Des-moines with one employee is between $995 and $1464. The state base rate is $850.

What insurance is required for a Painter in Iowa?

In Iowa, businesses are subject to a 6.0% insurance tax. Painters typically need General Liability due to a risk factor of 1.3.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$995-$1464

Estimated Annual Premium

Monthly Average Breakdown

$98 / mo

Includes General Liability

Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.

Risk Factor1.3x

While Iowa law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Des-moines.

Your premium reflects Iowa's specific base rate of $850 and a local city multiplier of 1x.