Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$609-$895
Estimated Annual Premium
Monthly Average Breakdown
$60 / mo
Includes General Liability
Industry Risk Profile
Massage therapists need professional liability (malpractice) insurance to protect against claims of injury caused during a session.
Risk Factor0.8x
Location Factors
- State Base Rate$840
- Overland-park Multiplier1x
- State Tax Rate6.5%
Local Compliance FAQ
Is General Liability required in Overland-park?
While Kansas law may not mandate it for all businesses, Massage Therapists often need proof of insurance to bid on local commercial projects in Overland-park.
Why is the rate different here?
Your premium reflects Kansas's specific base rate of $840 and a local city multiplier of 1x.
Compare Massage Therapist Insurance in Other Kansas Cities
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