How much does Janitor & Cleaning insurance cost in Boston, Massachusetts?

The estimated annual cost for a Janitor & Cleaning in Boston with one employee is between $1093 and $1608. The state base rate is $1100.

What insurance is required for a Janitor & Cleaning in Massachusetts?

In Massachusetts, businesses are subject to a 6.3% insurance tax. Janitor & Cleanings typically need General Liability due to a risk factor of 1.1.

Janitor & Cleaning Insurance Cost in Boston, Massachusetts (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1093-$1608

Estimated Annual Premium

Monthly Average Breakdown

$107 / mo

Includes General Liability

Industry Risk Profile

Cleaning services have lower overall risks, primarily dealing with slip-and-fall accidents or minor property damage from cleaning chemicals.

Risk Factor1.1x

Location Factors

State Base Rate$1100
Boston Multiplier1x
State Tax Rate6.3%

Local Compliance FAQ

Is General Liability required in Boston?

While Massachusetts law may not mandate it for all businesses, Janitor & Cleanings often need proof of insurance to bid on local commercial projects in Boston.

Why is the rate different here?

Your premium reflects Massachusetts's specific base rate of $1100 and a local city multiplier of 1x.

Compare Janitor & Cleaning Insurance in Other Massachusetts Cities

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How much does Janitor & Cleaning Insurance cost in Boston?