Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1093-$1608
Estimated Annual Premium
Monthly Average Breakdown
$107 / mo
Includes General Liability
Industry Risk Profile
Cleaning services have lower overall risks, primarily dealing with slip-and-fall accidents or minor property damage from cleaning chemicals.
Risk Factor1.1x
Location Factors
- State Base Rate$1100
- Cambridge Multiplier1x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Cambridge?
While Massachusetts law may not mandate it for all businesses, Janitor & Cleanings often need proof of insurance to bid on local commercial projects in Cambridge.
Why is the rate different here?
Your premium reflects Massachusetts's specific base rate of $1100 and a local city multiplier of 1x.
Compare Janitor & Cleaning Insurance in Other Massachusetts Cities
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