How much does Food Truck insurance cost in Duluth, Minnesota?

The estimated annual cost for a Food Truck in Duluth with one employee is between $1337 and $1966. The state base rate is $920.

What insurance is required for a Food Truck in Minnesota?

In Minnesota, businesses are subject to a 6.9% insurance tax. Food Trucks typically need General Liability due to a risk factor of 1.6.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1337-$1966

Estimated Annual Premium

Monthly Average Breakdown

$131 / mo

Includes General Liability

Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.

Risk Factor1.6x

While Minnesota law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Duluth.

Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.