How much does Tree Service insurance cost in Duluth, Minnesota?

The estimated annual cost for a Tree Service in Duluth with one employee is between $2006 and $2950. The state base rate is $920.

What insurance is required for a Tree Service in Minnesota?

In Minnesota, businesses are subject to a 6.9% insurance tax. Tree Services typically need General Liability due to a risk factor of 2.4.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$2006-$2950

Estimated Annual Premium

Monthly Average Breakdown

$197 / mo

Includes General Liability

Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.

Risk Factor2.4x

While Minnesota law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Duluth.

Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.