Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$669-$984
Estimated Annual Premium
Monthly Average Breakdown
$66 / mo
Includes General Liability
Industry Risk Profile
IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.
Risk Factor0.8x
Location Factors
- State Base Rate$920
- St.%20paul Multiplier1x
- State Tax Rate6.9%
Local Compliance FAQ
Is General Liability required in St.%20paul?
While Minnesota law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in St.%20paul.
Why is the rate different here?
Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.
Compare IT Consultant Insurance in Other Minnesota Cities
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