Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1003-$1475
Estimated Annual Premium
Monthly Average Breakdown
$98 / mo
Includes General Liability
Industry Risk Profile
Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.
Risk Factor1.2x
Location Factors
- State Base Rate$920
- St.%20paul Multiplier1x
- State Tax Rate6.9%
Local Compliance FAQ
Is General Liability required in St.%20paul?
While Minnesota law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in St.%20paul.
Why is the rate different here?
Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.
Compare Landscaper Insurance in Other Minnesota Cities
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