Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$946-$1391
Estimated Annual Premium
Monthly Average Breakdown
$93 / mo
Includes General Liability
Industry Risk Profile
Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.
Risk Factor1.2x
Location Factors
- State Base Rate$890
- Springfield Multiplier1x
- State Tax Rate4.2%
Local Compliance FAQ
Is General Liability required in Springfield?
While Missouri law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Springfield.
Why is the rate different here?
Your premium reflects Missouri's specific base rate of $890 and a local city multiplier of 1x.
Compare Catering Service Insurance in Other Missouri Cities
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