Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1892-$2783
Estimated Annual Premium
Monthly Average Breakdown
$186 / mo
Includes General Liability
Industry Risk Profile
Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.
Risk Factor2.4x
Location Factors
- State Base Rate$890
- Springfield Multiplier1x
- State Tax Rate4.2%
Local Compliance FAQ
Is General Liability required in Springfield?
While Missouri law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Springfield.
Why is the rate different here?
Your premium reflects Missouri's specific base rate of $890 and a local city multiplier of 1x.
Compare Tree Service Insurance in Other Missouri Cities
Other Contractor Insurance in Springfield
Plumber in SpringfieldElectrician in SpringfieldRoofer in SpringfieldHVAC Technician in SpringfieldHandyman in SpringfieldPainter in SpringfieldCarpenter in SpringfieldWelder in SpringfieldConcrete Contractor in SpringfieldGeneral Contractor in SpringfieldMasonry & Bricklaying in SpringfieldExcavation Contractor in SpringfieldLandscaper in SpringfieldJanitor & Cleaning in SpringfieldPest Control in SpringfieldRestaurant in SpringfieldFood Truck in SpringfieldCatering Service in SpringfieldHair Salon & Barber in SpringfieldMassage Therapist in SpringfieldPersonal Trainer in SpringfieldAuto Mechanic in SpringfieldTowing Service in SpringfieldIT Consultant in SpringfieldReal Estate Agent in SpringfieldAccountant & CPA in SpringfieldLaw Firm in SpringfieldPhotographer in SpringfieldRetail Store in SpringfieldE-commerce Business in Springfield