Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$697-$1025
Estimated Annual Premium
Monthly Average Breakdown
$68 / mo
Includes General Liability
Industry Risk Profile
Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.
Risk Factor1x
Location Factors
- State Base Rate$820
- Great%20falls Multiplier1x
- State Tax Rate0.0%
Local Compliance FAQ
Is General Liability required in Great%20falls?
While Montana law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Great%20falls.
Why is the rate different here?
Your premium reflects Montana's specific base rate of $820 and a local city multiplier of 1x.
Compare Retail Store Insurance in Other Montana Cities
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