How much does Roofer insurance cost in Elizabeth, New Jersey?

The estimated annual cost for a Roofer in Elizabeth with one employee is between $2605 and $3831. The state base rate is $1150.

What insurance is required for a Roofer in New Jersey?

In New Jersey, businesses are subject to a 6.6% insurance tax. Roofers typically need General Liability due to a risk factor of 2.5.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$2605-$3831

Estimated Annual Premium

Monthly Average Breakdown

$255 / mo

Includes General Liability

Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.

Risk Factor2.5x

While New Jersey law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Elizabeth.

Your premium reflects New Jersey's specific base rate of $1150 and a local city multiplier of 1x.