Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2605-$3831
Estimated Annual Premium
Monthly Average Breakdown
$255 / mo
Includes General Liability
Industry Risk Profile
Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.
Risk Factor2.5x
Location Factors
- State Base Rate$1150
- Jersey-city Multiplier1x
- State Tax Rate6.6%
Local Compliance FAQ
Is General Liability required in Jersey-city?
While New Jersey law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Jersey-city.
Why is the rate different here?
Your premium reflects New Jersey's specific base rate of $1150 and a local city multiplier of 1x.
Compare Roofer Insurance in Other New Jersey Cities
Other Contractor Insurance in Jersey-city
Plumber in Jersey-cityElectrician in Jersey-cityHVAC Technician in Jersey-cityHandyman in Jersey-cityPainter in Jersey-cityCarpenter in Jersey-cityWelder in Jersey-cityConcrete Contractor in Jersey-cityGeneral Contractor in Jersey-cityMasonry & Bricklaying in Jersey-cityExcavation Contractor in Jersey-cityLandscaper in Jersey-cityTree Service in Jersey-cityJanitor & Cleaning in Jersey-cityPest Control in Jersey-cityRestaurant in Jersey-cityFood Truck in Jersey-cityCatering Service in Jersey-cityHair Salon & Barber in Jersey-cityMassage Therapist in Jersey-cityPersonal Trainer in Jersey-cityAuto Mechanic in Jersey-cityTowing Service in Jersey-cityIT Consultant in Jersey-cityReal Estate Agent in Jersey-cityAccountant & CPA in Jersey-cityLaw Firm in Jersey-cityPhotographer in Jersey-cityRetail Store in Jersey-cityE-commerce Business in Jersey-city