How much does Janitor & Cleaning insurance cost in Fargo, North Dakota?

The estimated annual cost for a Janitor & Cleaning in Fargo with one employee is between $796 and $1170. The state base rate is $810.

What insurance is required for a Janitor & Cleaning in North Dakota?

In North Dakota, businesses are subject to a 5.0% insurance tax. Janitor & Cleanings typically need General Liability due to a risk factor of 1.1.

Janitor & Cleaning Insurance Cost in Fargo, North Dakota (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$796-$1170

Estimated Annual Premium

Monthly Average Breakdown

$78 / mo

Includes General Liability

Industry Risk Profile

Cleaning services have lower overall risks, primarily dealing with slip-and-fall accidents or minor property damage from cleaning chemicals.

Risk Factor1.1x

Location Factors

State Base Rate$810
Fargo Multiplier1x
State Tax Rate5.0%

Local Compliance FAQ

Is General Liability required in Fargo?

While North Dakota law may not mandate it for all businesses, Janitor & Cleanings often need proof of insurance to bid on local commercial projects in Fargo.

Why is the rate different here?

Your premium reflects North Dakota's specific base rate of $810 and a local city multiplier of 1x.

Compare Janitor & Cleaning Insurance in Other North Dakota Cities

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How much does Janitor & Cleaning Insurance cost in Fargo?