How much does Masonry & Bricklaying insurance cost in Fargo, North Dakota?

The estimated annual cost for a Masonry & Bricklaying in Fargo with one employee is between $1229 and $1808. The state base rate is $810.

What insurance is required for a Masonry & Bricklaying in North Dakota?

In North Dakota, businesses are subject to a 5.0% insurance tax. Masonry & Bricklayings typically need General Liability due to a risk factor of 1.7.

Masonry & Bricklaying Insurance Cost in Fargo, North Dakota (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1229-$1808

Estimated Annual Premium

Monthly Average Breakdown

$121 / mo

Includes General Liability

Industry Risk Profile

Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.

Risk Factor1.7x

Location Factors

State Base Rate$810
Fargo Multiplier1x
State Tax Rate5.0%

Local Compliance FAQ

Is General Liability required in Fargo?

While North Dakota law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Fargo.

Why is the rate different here?

Your premium reflects North Dakota's specific base rate of $810 and a local city multiplier of 1x.

Compare Masonry & Bricklaying Insurance in Other North Dakota Cities

Masonry & Bricklaying in Bismarck Masonry & Bricklaying in Grand Forks Masonry & Bricklaying in Minot

How much does Masonry & Bricklaying Insurance cost in Fargo?