How much does Landscaper insurance cost in Grand-forks, North Dakota?

The estimated annual cost for a Landscaper in Grand-forks with one employee is between $868 and $1276. The state base rate is $810.

What insurance is required for a Landscaper in North Dakota?

In North Dakota, businesses are subject to a 5.0% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Landscaper Insurance Cost in Grand-forks, North Dakota (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$868-$1276

Estimated Annual Premium

Monthly Average Breakdown

$85 / mo

Includes General Liability

Industry Risk Profile

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

Location Factors

State Base Rate$810
Grand-forks Multiplier1x
State Tax Rate5.0%

Local Compliance FAQ

Is General Liability required in Grand-forks?

While North Dakota law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Grand-forks.

Why is the rate different here?

Your premium reflects North Dakota's specific base rate of $810 and a local city multiplier of 1x.

Compare Landscaper Insurance in Other North Dakota Cities

Landscaper in Fargo Landscaper in Bismarck Landscaper in Grand Forks Landscaper in Minot

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