How much does Accountant & CPA insurance cost in Cleveland, Ohio?

The estimated annual cost for a Accountant & CPA in Cleveland with one employee is between $485 and $714. The state base rate is $900.

What insurance is required for a Accountant & CPA in Ohio?

In Ohio, businesses are subject to a 5.8% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Cleveland, Ohio (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$485-$714

Estimated Annual Premium

Monthly Average Breakdown

$48 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$900
Cleveland Multiplier1x
State Tax Rate5.8%

Local Compliance FAQ

Is General Liability required in Cleveland?

While Ohio law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Cleveland.

Why is the rate different here?

Your premium reflects Ohio's specific base rate of $900 and a local city multiplier of 1x.

Compare Accountant & CPA Insurance in Other Ohio Cities

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How much does Accountant & CPA Insurance cost in Cleveland?