How much does Real Estate Agent insurance cost in Cleveland, Ohio?

The estimated annual cost for a Real Estate Agent in Cleveland with one employee is between $728 and $1071. The state base rate is $900.

What insurance is required for a Real Estate Agent in Ohio?

In Ohio, businesses are subject to a 5.8% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Cleveland, Ohio (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$728-$1071

Estimated Annual Premium

Monthly Average Breakdown

$71 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$900
Cleveland Multiplier1x
State Tax Rate5.8%

Local Compliance FAQ

Is General Liability required in Cleveland?

While Ohio law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Cleveland.

Why is the rate different here?

Your premium reflects Ohio's specific base rate of $900 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Ohio Cities

Real Estate Agent in Columbus Real Estate Agent in Cincinnati Real Estate Agent in Toledo

How much does Real Estate Agent Insurance cost in Cleveland?