Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1375-$2023
Estimated Annual Premium
Monthly Average Breakdown
$135 / mo
Includes General Liability
Industry Risk Profile
Mechanics need Garage Keepers insurance to cover customers' vehicles while in their care, plus liability for faulty repairs.
Risk Factor1.8x
Location Factors
- State Base Rate$860
- Oklahoma-city Multiplier1x
- State Tax Rate4.5%
Local Compliance FAQ
Is General Liability required in Oklahoma-city?
While Oklahoma law may not mandate it for all businesses, Auto Mechanics often need proof of insurance to bid on local commercial projects in Oklahoma-city.
Why is the rate different here?
Your premium reflects Oklahoma's specific base rate of $860 and a local city multiplier of 1x.
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