What insurance is required for a Hair Salon & Barber in South Carolina?

In South Carolina, businesses are subject to a 6.0% insurance tax. Hair Salon & Barbers typically need General Liability due to a risk factor of 0.9.

Hair Salon & Barber Insurance Cost in North-charleston, South Carolina (2026 Guide)

Q: How much does Hair Salon & Barber insurance cost in North-charleston, South Carolina?

The estimated annual cost for a Hair Salon & Barber in North-charleston with one employee is between $722 and $1061. The state base rate is $890.

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$722-$1061

Estimated Annual Premium

Monthly Average Breakdown

$71 / mo

Includes General Liability

Industry Risk Profile

Salons generally have low risk, needing coverage for slip-and-falls or minor injuries resulting from chemical treatments or cuts.

Risk Factor0.9x

Location Factors

State Base Rate$890
North-charleston Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in North-charleston?

While South Carolina law may not mandate it for all businesses, Hair Salon & Barbers often need proof of insurance to bid on local commercial projects in North-charleston.

Why is the rate different here?

Your premium reflects South Carolina's specific base rate of $890 and a local city multiplier of 1x.

Compare Hair Salon & Barber Insurance in Other South Carolina Cities

Hair Salon & Barber in Charleston Hair Salon & Barber in Columbia Hair Salon & Barber in North Charleston Hair Salon & Barber in Mount Pleasant

Other Contractor Insurance in North-charleston