Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$480-$706
Estimated Annual Premium
Monthly Average Breakdown
$47 / mo
Includes General Liability
Industry Risk Profile
Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.
Risk Factor0.6x
Location Factors
- State Base Rate$880
- Chattanooga Multiplier1x
- State Tax Rate7.0%
Local Compliance FAQ
Is General Liability required in Chattanooga?
While Tennessee law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Chattanooga.
Why is the rate different here?
Your premium reflects Tennessee's specific base rate of $880 and a local city multiplier of 1x.
Compare Accountant & CPA Insurance in Other Tennessee Cities
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