How much does Accountant & CPA insurance cost in Knoxville, Tennessee?

The estimated annual cost for a Accountant & CPA in Knoxville with one employee is between $480 and $706. The state base rate is $880.

What insurance is required for a Accountant & CPA in Tennessee?

In Tennessee, businesses are subject to a 7.0% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Knoxville, Tennessee (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$480-$706

Estimated Annual Premium

Monthly Average Breakdown

$47 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$880
Knoxville Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Knoxville?

While Tennessee law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Knoxville.

Why is the rate different here?

Your premium reflects Tennessee's specific base rate of $880 and a local city multiplier of 1x.

Compare Accountant & CPA Insurance in Other Tennessee Cities

Accountant & CPA in Nashville Accountant & CPA in Memphis Accountant & CPA in Chattanooga

How much does Accountant & CPA Insurance cost in Knoxville?